Debt Recovery
County court proceedings
If payment is not made in full after the letter before action is issued, on your instruction our specialist debt recovery team will issue a claim at Court on your behalf, for a fixed fee. Charges for this are dependent on the size of the debt you are claiming for - for further details of our costs please see our debt recovery costs.
The claim form will detail the debt due to you and will include a claim for interest and/or compensation at the allowable rate (currently 8% over Bank of England Base Rate), as well as solicitors fixed costs and the Court fee paid.
Once the claim is issued at Court, the debtor has 14 days to respond by either acknowledging the debt (in which case a further 14 days is allowed, 28 days from issue in total) or:
- by admitting the debt and/or offering a rate of repayment
- part admitting the debt and/or offering a rate of repayment
- to defend and/or lodge a counterclaim
If no response is received after 14 days you are entitled to request Judgement.
Your next step
- 1. Who will you be dealing with? Meet the Debt Recovery Team
- 2. Let us call you. Request a call back
- 3. Do you have any questions? Email an enquiry
- 4. Online help and advice: Visit Online Resources