Debt Recovery

Late payment demands

A Late Payment Demand (LPD) is a Letter Before Action claiming Late Payment interest and compensation.  LPD's are a highly cost effective way of getting a contribution to your collection costs or even covering them completely. You can claim interest at 8% over Bank of England Base Rate and compensation of £40 - £100 for each unpaid invoice.

When can you use it?

You can claim Late Payment Interest and Compensation if:

  • You have supplied goods and services
  • Your Buyer bought for business purposes
  • The contract is not a consumer credit agreement
  • The contract does not contain a provision for interest on overdue invoices (or any other substantial remedy for non payment)
  • The order was placed after 6th August 2002

If you can't send an LPD because your contract contains a provision for interest, you could claim contractual interest in your LBA.

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