Debt Recovery.

Overdue payments significantly impact cash flow and contribute to business failure. Our specialist team can help you recover outstanding business debt.

Waiting to get paid can be incredibly frustrating.

We can help you move forward.

If your business is owed money or is struggling to claim unpaid invoices, it is vital that you take lawful action to recover what is owed. Our Specialist Debt Recovery Team can help.

Employment Law

Our specialist Debt Recovery Team recognises that cash flow is integral to the operational success of any business, and that as such the swift recovery of outstanding monies is crucial.

Our professional, proactive debt recovery solicitors will advise and support you throughout the debt collection process, carrying out the necessary steps to ensure the debt recovery process is conducted efficiently and quickly to minimise impact on your operations.



Our specialist Debt Recovery Team specialise in:

  • Credit Control / Credit Management including Late Payment Demand
  • County Court Proceedings
    • Debt Collection Letters - Letter Before Action
    • Pre Action Collection
    • Issue of Proceedings
    • Defended Action
  • Enforcement
    • Investigation of debtor assets
    • Third party debt orders
    • Attachment of earnings orders
    • Bailiff action
    • Charging orders
    • Orders for sale
    • Bankruptcy and company insolvency
    • Car Debt Collection
    • Global Debt Recovery        
Gareth Ruddock

Working With Our Services Team

Our professional and proactive team will advise and support you throughout the debt recovery or insolvency process, we will carry out the necessary steps to ensure efficiency and aim to quickly minimise the impact on your operations.

- Gareth Ruddock

If you have an enquiry in relation to Debt Recovery or Insolvency or want to speak to a member of our expert team, please get in touch.

Get in Touch


Legal 500 2024: The Debt Recovery Team were recognised as a leading team in the West Midlands.

FBC Manby Bowdler LLP is involved in a broad range of work, such as drafting statutory demands, dealing with contested litigation and the enforcement of judgments. The firm counts estate agents, private schools and finance lenders in its client roster. Practice head Gareth Ruddock advises on litigation and insolvency matters, while new addition Laura Vernon, who joined the firm in August 2022, acts for trusts, developers and building societies, to name a few. Debt Recovery Manager, Emma Northall strengthens the team with her vast debt collection experience.

  • "Very friendly and helpful."
  • "Can have a conversation with them that gives me great advice."

To find out more about our rankings, please click here.

Legal 500 Leading Firm 2024

Did you know we offer a free legal review to all businesses?

Make an Enquiry

If you have a legal enquiry and would like to speak to one of our specialist team, please get in touch. We look forward to hearing from you.

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Meet Your Lawyers

Claire Bentick

Senior Associate

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Emma Northall

Debt Recovery Manager

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Gareth Ruddock


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What Our Clients Say

Your dedication and commitment has been of the highest possible standards. At times it has been nightmarish, but your persistence won the day. Thank you. I have to say how very grateful I have been to know that I was in such capable hands and that you looked after my interest so well. In passing I must add that your professionalism and expertise has been deeply appreciated as you guided me through this minefield. You are obviously a great ambassador for not only your firm, but also the legal profession as a whole. Once again my renewed thanks for your very much appreciated efforts on my behalf.

Guy Birkett

Tractor Spares Limited


Great service from staff, clearly understood the brief on time and within budget provided from the outset. Will recommend!

Gareth Ruddock

Mr C


We used Olivia Jones in June 2020 to resolve a dispute with a dishonest commercial landlord, Olivia was fantastic I cannot recommend her enough excellent!!! 100%.

Olivia Jones

Ms N


Angie Manley was professional to the hilt. Sympathetic, empathetic and totally understanding of the need for legal understanding to advise on a truly devastating personal experience. I felt supported and understood in what I was experiencing. I have no qualms in recommending Angie Manley and her team.

Angie Manley

Ms C