Debt Recovery.

Overdue payments significantly impact cash flow and contribute to business failure. Our specialist team can help you recover outstanding business debt.

Waiting to get paid can be incredibly frustrating.

We can help you move forward.

If your business is owed money or is struggling to claim unpaid invoices, it is vital that you take lawful action to recover what is owed. Our Specialist Debt Recovery Team can help.

Employment Law

Our specialist Debt Recovery Team recognises that cash flow is integral to the operational success of any business, and that as such the swift recovery of outstanding monies is crucial.

Our professional, proactive debt recovery solicitors will advise and support you throughout the debt collection process, carrying out the necessary steps to ensure the debt recovery process is conducted efficiently and quickly to minimise impact on your operations.



Our specialist Debt Recovery Team specialise in:

  • Credit Control / Credit Management including Late Payment Demand
  • County Court Proceedings
    • Debt Collection Letters - Letter Before Action
    • Pre Action Collection
    • Issue of Proceedings
    • Defended Action
  • Enforcement
    • Investigation of debtor assets
    • Third party debt orders
    • Attachment of earnings orders
    • Bailiff action
    • Charging orders
    • Orders for sale
    • Bankruptcy and company insolvency
    • Car Debt Collection
    • Global Debt Recovery        
Gareth Ruddock

Working With Our Services Team

Our professional and proactive team will advise and support you throughout the debt recovery or insolvency process, we will carry out the necessary steps to ensure efficiency and aim to quickly minimise the impact on your operations.

- Gareth Ruddock

If you have an enquiry in relation to Debt Recovery or Insolvency or want to speak to a member of our expert team, please get in touch.

Get in Touch


Legal 500 2022: The Debt Recovery Team were recognised as a leading team in the West Midlands.

Led by Gareth Ruddock, FBC Manby Bowdler LLP handles debt collection work for creditors in various industries, with an emphasis on the real estate sector. Emma Northall regularly supports Ruddock on a wide range of debt collection mandates involving businesses and high-net-worth individuals.

To find out more about our rankings, please click here.

Legal 500 Leading Firm 2022

Did you know we offer a free legal review to all businesses?

Make an Enquiry

If you have a legal enquiry and would like to speak to one of our specialist team, please get in touch. We aim to respond within 2 hours of receiving your enquiry and look forward to hearing from you.

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Meet Your Lawyers

Emma Northall

Debt Recovery Manager

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Gareth Ruddock


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Jonathan Moss


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What Our Clients Say

Charlotte and her team did a great job of getting the sale completed, dealing with some other solicitors in the chain that appeared to be brain dead and uninterested. She kept me updated and chased things as needed on time. I felt she went above and beyond working on her day off because there was a chance the parties would exchange contracts that day. Very helpful and efficient. Many thanks to Charlotte and Claire. Great service.

Charlotte Judd

From Mr T


We used Olivia Jones in June 2020 to resolve a dispute with a dishonest commercial landlord, Olivia was fantastic I cannot recommend her enough excellent!!! 100%.

Olivia Jones

Ms Neale


You have a great team of professionals who I am more than happy to work with at any time when the need arises.

Andrew Verlander



Your dedication and commitment has been of the highest possible standards. At times it has been nightmarish, but your persistence won the day. Thank you.

I have to say how very grateful I have been to know that I was in such capable hands and that you looked after my interest so well. In passing I must add that your professionalism and expertise has been deeply appreciated as you guided me through this minefield.

You are obviously a great ambassador for not only your firm, but also the legal profession as a whole. Once again my renewed thanks for your very much appreciated efforts on my behalf.

Guy Birkett

Tractor Spares Limited