How much does it cost to move house?.

Whether you're buying, selling or remortgaging a home, it's important to know the conveyancing costs involved.

Understand the cost of conveyancing.

You can trust us to be transparent.

This area aims to give you an idea of what to expect and hopefully make everything a little clearer to you from the outset.

Employment Law

Buying & selling your home isn’t easy. It’s a financial, time-sensitive and stress related investment, especially if your taking out a mortgage.

So we have created this dedicated area, outlining all the potential estimated costs involved when instructing us for all your conveyancing needs.

In addition to pricing outlines, we also explain how the residential process works, giving you a better idea of what the journey ahead looks like when you instruct FBC Manby Bowdler.

Unfortunately, buying & selling a property isn't plain sailing, meaning each case is different. This area aims to give you an idea of what to expect and hopefully make everything a little clearer to you from the outset.

Our fees cover all of the work required to complete the purchase of your new freehold home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

If the matter becomes protracted/time consuming then the legal fees will need to be increased accordingly. We will discuss and agree any increase with you.

House Prices

Legal Costs

£0 – £100,000

£750 plus VAT

£100,001.00 - £125,000.00

£850 plus VAT

£125,001.00 - £250,000.00

£1,000 plus VAT

£250,001.00 - £375,000.00

£1,150 plus VAT

£375,001.00 - £500,000.00

£1,200 plus VAT

£500,001.00 - £750,000.00

£1,300 plus VAT

£750,001.00 - £1,000,000.00

£1,500 plus VAT

£1,000,000.00 - £1,500,000.00

£1,600 plus VAT

£1,500,001.00 +

Fees to be discussed but will bea minimum of £2,500 plus VAT

 

If your purchase is of a New Build property our legal fees would be £2,000 plus VAT up to property purchase price of £500,000.

These fees are based on the transaction being undertaken by our residential conveyancing team. There are occasions when a transaction, whilst including residential conveyancing services, also involves wider matters and is not therefore a solely residential transaction. In these instances, if we feel it would be in your best interests for your conveyancing instructions to be dealt with by a team who are better placed to also advise on those wider elements (or indeed if you make a specific request for this to be the case) your matter will be placed with the relevant specialist team rather than transfer the instructions to the residential conveyancing team. We will of course discuss this with you and advise on the fees involved.

 

Disbursements

Disbursements are costs related to your matter that are payable to third-parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

HM Land Registry fee: £95 - £270 

Search fees: £178 - £350 | Average £250

VAT on search fees: £50

LawyerChecker fee: £14.40 (inc VAT)

Estimated Sub Total: £409.40

 

Stamp Duty Land Tax (SDLT)

This depends on the purchase price of your property. You can calculate the amount you need pay by using HMRC’s website or, if the property is located in Wales, by using the by using the Welsh Revenue Authority’s website.

Estimated total: £2194

*Please note reduced rates of SDLT will apply for residential properties purchased from 8 July 2020 until 30 June 2021 inclusive. To find out more please visit the Stamp Duty Land Tax guidance on the gov.uk website.

 

How long will my house purchase take?

How long it will take from your offer being accepted until you can move into your house will depend on a number of factors. The average process takes between 6–12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first-time buyer purchasing a new build property with a mortgage in principle, it could take 6-18 weeks.

  

Stages of the process

To understand more about the journey, please watch the video below. Alternatively, the process is set out, step by step further below.

 

The key stages of the process include:

  • Take your instructions and give you initial advice;
  • Send you our letter of engagement and confirmation of instructions;
  • Check finances are in place to fund purchase and contact lender’s solicitors if needed;
  • Receive and advise on contract documents;
  • Carry out searches;
  • Obtain further planning documents if required;
  • Make any necessary enquiries of seller’s solicitors;
  • Check enquiries have been answered satisfactorily
  • Give you advice on all documents and information received;
  • Check mortgage offer if required
  • Go through conditions of mortgage offer with you;
  • Send final contract to you for signature;
  • Prepare Transfer Deed
  • Send final Transfer Deed to you for signature;
  • Prepare Stamp Duty Land Tax Return;
  • Send Stamp Duty Land Tax return to you for signature;
  • Agree completion date (date from which you own the property);
  • Prepare completion statement and obtain deposit monies from you;
  • Exchange contracts and notify you that this has happened;
  • Arrange for all monies needed to be received from lender and you;
  • Complete purchase; Deal with payment of Stamp Duty Land Tax;
  • Deal with application for registration at Land Registry;
  • Notify you once registration has been completed and supply you with updated register

If you are buying a Leasehold home, this page sets out to explain our fees* cover and all of the work required to complete the purchase.

This includes dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

All the information below is assuming the purchase price is: £135,000

 

Conveyancer’s Fees and Disbursements

Legal fees are usually between: £950 - £1750 | Average £1000
Fee for acting on behalf of the mortgage lender: £0
Electronic money transfer fee: £0
VAT payable fee ranges between: £150 - £340 | Average £200

Estimated sub total: £1200

These fees are based on the transaction being undertaken by our residential conveyancing team. There are occasions when a transaction, whilst including residential conveyancing services, also involves wider matters and is not therefore a solely residential transaction. In these instances, if we feel it would be in your best interests for your conveyancing instructions to be dealt with by a team who are better placed to also advise on those wider elements (or indeed if you make a specific request for this to be the case) your matter will be placed with the relevant specialist team rather than transfer the instructions to the residential conveyancing team. We will of course discuss this with you and advise of the fees involved.

 

Disbursements

Disbursements are costs related to your matter that are payable to third-parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the terms of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors.

HM Land Registry fee: £20 - £135 | Average £95
Search fees: £250
VAT on search fees: £50
LawyerChecker fee: £14.40 (inc VAT)

Estimated sub total: £409.40

 

Anticipated disbursements

  • Notice of Transfer fee - this fee if chargeable is set out in the Lease. Often the fee is between £50 - £350;
  • Notice of Charge fee (if the property is to be mortgaged). This fee is set out in the Lease. Often the fee is between £50 - £350;
  • Deed of Covenant fee - this fee is provided by the management company for the property and can be difficult to estimate. Often it is between £50 - £350;
  • Certificate of Compliance fee - to be confirmed upon receipt of the lease, as can range between £50 - £350

*These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents. You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information.

 

Stamp Duty Land Tax (SDLT)

This depends on the purchase price of your property. You can calculate the amount you need pay by using HMRC’s website or, if the property is located in Wales, by using the by using the Welsh Revenue Authority’s website.

Estimated total: £1800

*Please note reduced rates of SDLT will apply for residential properties purchased from 8 July 2020 until 30 June 2021 inclusive. To find out more please visit the Stamp Duty Land Tax guidance on the gov.uk website.

 

How long will my house purchase take?

How long it will take from your offer being accepted until you can move into your house will depend on a number of factors. The average process takes between 8–12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first-time buyer purchasing a new build property with a mortgage in principle, it could take 8-18 weeks.

However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 4-8 weeks. In such a situation, additional charges would apply such as the landlords solicitors fees.

 

*Our fee assumes that:

  • this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction;
  • this is the assignment of an existing lease and is not the grant of a new lease;
    the transaction is concluded in a timely manner and no unforeseen complications arise;
  • all parties to the transaction are co-operative and there is no unreasonable delay from the parties providing documentation;
  • no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Recognising that taking out a mortgage can be stressful, it is good to understand the legal process behind such a huge financial investment.

This page aims to help you understand the journey ahead and our fees* involved for such a transaction.

 

Conveyancers Fees & Disbursements

Legal fee: £500 

Fee for acting on behalf of the mortgage lender: £0

Search fees: £306

Electronic money transfer fee: £0

VAT payable fee: £100

Estimated Sub Total: £600

These fees are based on the transaction being undertaken by our residential conveyancing team.    There are occasions when a transaction, whilst including residential conveyancing services, also involves wider matters and is not therefore a solely residential transaction.   In these instances, if we feel it would be in your best interests for your conveyancing instructions to be dealt with by a team who are better placed to also advise on those wider elements (or indeed if you make a specific request for this to be the case) your matter will be placed with the relevant specialist team rather than transfer the instructions to the residential conveyancing team. We will of course discuss this with you and advise of the fees involved.

 

Disbursements

Disbursements are costs related to your matter that are payable to third-parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the terms of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors.

HM Land Registry fee: £6 - £12 | Average £6

HM Land Registry registration fee: Average £20

Search fees: £178 - £350 | Average £300

VAT on search fees: £35 - £70 | Average £60

Electronic money transfer fee: £0

VAT: £0

Estimated Sub Total: £986

 

Anticipated Disbursements (Leasehold only)

  • Notice of Charge fee (if the property is to be mortgaged). This fee is set out in the Lease. Often the fee is between £50 - £350;
  • Deed of Covenant fee - this fee is provided by the management company for the property and can be difficult to estimate. Often it is between £50 - £350;
  • Certificate of Compliance fee - to be confirmed upon receipt of the lease, as can range between £50 - £350

Estimated Sub Total: £1150

*These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information.

 

How long will my mortgage take?

How long it will take from your offer being issued to your mortgage completing will depend on a number of factors. The average process takes between 4–6 weeks. It can be quicker or slower, depending on the terms of the mortgage offer.

*Our fee assumes that:

  • this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction;
  • the transaction is concluded in a timely manner and no unforeseen complications arise;
  • all parties to the transaction are co-operative and there is no unreasonable delay from the parties providing documentation;
  • no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

The fees and processes below cover all of the standard work required that may be required to complete the sale of your residential property.

If the matter becomes protracted/time consuming then the legal fees will need to be increased accordingly.

 

House Prices

Legal Costs

£0 – £100,000

£700 plus VAT

£100,001.00 - £125,000.00

£800 plus VAT

£125,001.00 - £250,000.00

£950 plus VAT

£250,001.00 - £375,000.00

£1,050 plus VAT

£375,001.00 - £500,000.00

£1,150 plus VAT

£500,001.00 - £750,000.00

£1,250 plus VAT

£750,001.00 - £1,000,000.00

£1,450 plus VAT

£1,000,001.00 - £1,500,000.00

TBC

£1,500,001.00 +

TBC

 

These fees are based on the transaction being undertaken by our residential conveyancing team. There are occasions when a transaction, whilst including residential conveyancing services, also involves wider matters and is not therefore a solely residential transaction. In these instances, if we feel it would be in your best interests for your conveyancing instructions to be dealt with by a team who are better placed to also advise on those wider elements (or indeed if you make a specific request for this to be the case) your matter will be placed with the relevant specialist team rather than transfer the instructions to the residential conveyancing team. We will of course discuss this with you and advise of the fees involved.

 

Disbursements

Disbursements are costs related to your matter that are payable to third-parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

10% of all properties sold as Freehold have a Management Company maintaining the grounds | This cost could be between £100 - £500.
HM Land Registry fee (Office Copy Entries: £6 - £15) | Average £12

Estimated Sub Total: £312

 

How long will my house sale take?

How long it will take from your offer being accepted until you can move into your house will depend on a number of factors. The average process takes between 6–12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first-time buyer purchasing a new build property with a mortgage in principle, it could take 4-6 weeks.

 

Stages of the process

The key stages of the process include:

  • Take your initial instructions and provide initial advice;
  • Send you our letter of engagement and confirmation of instructions with Property Information Forms and Fixtures and Fittings and Contents form;
  • Obtain a copy of the title to the property and prepare a Contract.
  • Send the draft Contract, copy title documents, Property Information Forms and Fixtures, Fittings and Contents form to the Buyer's Solicitors.
  • Deal with enquiries the Buyers solicitors raise liaising with you as necessary;
  • Agree the terms of the Contract; 
  • Send the Contract to you to sign;
  • Prepare completion statement giving details of payments due to any existing mortgage lender, agent, legal fees etc;
  • Exchange contracts and notify you that this has happened; 
  • Complete sale;
  • Deal with redemption of any mortgage;
  • Deal with payment to estate agent for marketing fees;
  • Account to you with the sale proceeds;
  • Send Transfer Deed and any other documentation necessary to Buyers solicitors;

The fees* and processes below cover the work that may be required to complete the sale of your leasehold home.

Assumed Purchase Price: £135,000

 

Conveyancer’s Fees and Disbursements

Legal fee: £900 - £1,650 | Average £950

Fee for acting on behalf of the mortgage lender: £0

HM Land Registry fee: (Office Copy Entries: £6 - £15) | Average £12

Electronic money transfer fee: £0

VAT payable fee: £190

Estimated total: £1,152

These fees are based on the transaction being undertaken by our residential conveyancing team. There are occasions when a transaction, whilst including residential conveyancing services, also involves wider matters and is not therefore a solely residential transaction. In these instances, if we feel it would be in your best interests for your conveyancing instructions to be dealt with by a team who are better placed to also advise on those wider elements (or indeed if you make a specific request for this to be the case) your matter will be placed with the relevant specialist team rather than transfer the instructions to the residential conveyancing team. We will of course discuss this with you and advise of the fees involved.

 

Disbursements

Disbursements are costs related to your matter that are payable to third-parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the terms of the lease. We will update you on the specific fees upon receipt and review of the lease.

Anticipated Disbursements

Leasehold Sales/Management Pack fee - to be confirmed but can range between £100 - £500 per pack required.

Estimated Sub Total: £350

*These fees vary from property to property and can on occasion be significantly more than the range given above. We can give you an accurate figure once we have sight of your specific documents.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information.

 

How long will my house sale take?

How long it will take from your offer being accepted until you can move into your house will depend on a number of factors. The average process takes between 8–12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if your property is vacant and your purchaser is a cash buyer, it could take 6-8 weeks. However, if you are selling a leasehold property that requires an extension of the lease, this can take significantly longer, between 3–6 months. In such a situation, additional charges would apply.

 

Stages of the process

The key stages of the process include:

  • Take your initial instructions and provide initial advice;
  • Send you our letter of engagement and confirmation of instructions with Property Information Forms and Fixtures and Fittings and Contents form;
  • Request sale/management pack
  • Obtain a copy of the title to the property and prepare a Contract.
  • Send the draft Contract, copy title documents, Property Information Forms and Fixtures, Fittings and Contents form to the Buyer's Solicitors.
  • Send the sale/management pack to the Buyer's Solicitors
  • Deal with enquiries the Buyers solicitors raise liaising with you as necessary;
  • Agree the terms of the Contract;
  • Send the Contract to you to sign;
  • Prepare completion statement giving details of payments due to any existing mortgage lender, agent, legal fees etc;
  • Exchange contracts and notify you that this has happened;
  • Complete sale;
  • Deal with redemption of any mortgage;
  • Deal  with payment to estate agent for marketing fees;
  • Account to you with the sale proceeds;
  • Send Transfer Deed and any other documentation necessary to purchasers solicitors;  
Jarna Rahman

Working With Our Service Team

Our diverse and innovative team will work in partnership with you and the wider professional community to add value, simplify the legal process and mitigate risks. You can rest assured you’re working with property experts who work tirelessly on your behalf and keep you updated every step of the way.

- Jarna Rahman

If you have an enquiry in relation to Residential Property or simply want to speak to a member of our expert team, please get in touch.

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Meet Your Lawyers


Adam Opperman

Senior Associate

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Andrew Green

Consultant

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Baljit Kaur

Paralegal

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Charlotte Judd

Legal Executive

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Claire Lee

Paralegal Support

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David Gallagher

Consultant

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Jarna Rahman

Associate

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Julie Weeks

Paralegal Support

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Ko Michaili

Paralegal

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Laurie Carruthers

Solicitor

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Louise Jones

Licensed Conveyancer

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Raj Phandey

Conveyancing Executive

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Shannon Richards

Paralegal Support

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Tina Whittaker

Paralegal Support

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What Our Clients Say
 

Charlotte and her team did a great job of getting the sale completed, dealing with some other solicitors in the chain that appeared to be brain dead and uninterested. She kept me updated and chased things as needed on time. I felt she went above and beyond working on her day off because there was a chance the parties would exchange contracts that day. Very helpful and efficient. Many thanks to Charlotte and Claire. Great service.

Charlotte Judd

From Mr T

 

I would recommend FBC Manby Bowdler especially Raj Phandey at the practice who dealt with my sale. Very professional & nothing was too much trouble. It made a stressful time more bearable to be able to always speak to the person dealing with my case.

Raj Phandey

From Ms Green

 

Parvinder Sanghera dealt with this transaction extremely efficiently. I was able to contact her directly, kept me up to date with various stages. She dealt with all queries raised. Would definitely recommend her.

Parvinder Kaur Sanghera

From Louise

 

Usual excellent professional service provided. No difficulties in any way. Normally deal with Wolverhampton office but meeting Shrewsbury office staff was a pleasure too. Always happy to recommend FBC Manby Bowdler.

Louise Jones

Mr Lister